Business loan guarantee scheme (GO)

The Business loan guarantee scheme (Garantie Ondernemingsfinanciering, GO) makes it easier for large and medium-sized companies in the Netherlands to borrow substantial amounts of money. Capital providers receive a 50% guarantee from the government. The term for the Business loan guarantee scheme is maximum 8 years.

When do you qualify?

To qualify for the GO Business loan guarantee scheme (in Dutch), the following criteria must be met:

• Your company has its registered office in the Netherlands, Bonaire, Sint Eustatius, or Saba. The commercial activities are conducted primarily in those regions.
• You have a healthy company.
• Your business has reasonable profitability and continuity prospects.
• The financing qualifies as Fresh Money (in Dutch).
• In the last 12 months, no excessive capital withdrawals from your company have taken place.
• You are only requesting GO financing for your own company activities.

You cannot apply if your company is active in one of the following sectors:

• Primary agriculture (farming, fishery, and aquaculture businesses), with the exception of supply and service companies.
• Real estate, with the exception of brokering and project funding.
• Financial services, with the exception of financial intermediation.
• Providers of healthcare under the Healthcare Insurance Act and the Exceptional Medical Expenses Act (AWBZ).

How to apply for the GO scheme?

This scheme is closed for applications.